Malaysia Personal Finance Blog

Expert guides on loans, tax, investing, retirement and more — written for Malaysians, in Ringgit.

150 Articles Updated April 2026 🇲🇾 Malaysia-focused

Featured Articles

Mortgage Interest Rate Malaysia 2026: Complete Bank Comparison

Malaysia mortgage rates in 2026 range from 4.30% to 4.50% per annum, pegged to the BNM Overnight Policy Rate (OPR) of 3.00%. Choosing the right bank can save yo…

Read full article → 2026-04-20 · 6 min read

Loans & Mortgage

How to Calculate Your Mortgage in Malaysia (Step-by-Step)

Calculating your Malaysian mortgage repayment is straightforward once you understand the formula. Th…

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Loans & Mortgage

Best Home Loan Bank in Malaysia 2026: Ranked & Compared

Not all Malaysian home loans are equal. Beyond the headline interest rate, factors like lock-in peri…

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All 12 Articles — Trust & Estate

All Topics Loans & Mortgage Hire Purchase Savings & Interest Insurance & Takaful RPGT Investing Retirement Trust & Estate Income Tax Personal Finance

Trust & Estate

2026-04-20 · 7 min read

Estate Planning Malaysia 2026: Wills, Wasiat, Hibah and Trust Complete Guide

Estate planning in Malaysia involves choosing between civil law wills, Islamic wasiat, hibah (gift inter vivos), and liv…

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Trust & Estate

2026-04-19 · 6 min read

Faraid Estate Distribution Malaysia: Islamic Inheritance Law Explained

Faraid is the Islamic law of inheritance that governs how a deceased Muslim's estate is distributed in Malaysia. It pres…

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Trust & Estate

2026-04-18 · 5 min read

Wasiat Malaysia 2026: Islamic Will Guide and Best Practices

A wasiat is an Islamic will that allows a Muslim testator to distribute up to one-third of their estate to non-heirs or …

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Trust & Estate

2026-04-17 · 5 min read

Hibah Malaysia 2026: Islamic Inter Vivos Gift as Estate Planning Tool

Hibah is an inter vivos gift — transferring ownership of assets during the donor's lifetime. In Malaysian Islamic estate…

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Trust & Estate

2026-04-16 · 5 min read

Private Trust Malaysia 2026: Protecting and Distributing Your Wealth

A private trust transfers legal ownership of assets to a trustee who manages them for the benefit of named beneficiaries…

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Trust & Estate

2026-04-15 · 5 min read

Probate Process Malaysia: How to Administer a Deceased Estate

When a Malaysian dies, their estate typically must go through a legal distribution process before assets can be transfer…

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Trust & Estate

2026-04-14 · 4 min read

EPF Nomination Malaysia: Who Gets Your EPF When You Die?

Your EPF nomination determines who receives your EPF balance when you die. But there is a crucial difference between Mus…

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Trust & Estate

2026-04-13 · 5 min read

Waqf Malaysia 2026: Islamic Endowment as Estate and Wealth Planning Tool

Waqf is an Islamic endowment where assets are irrevocably dedicated for religious, charitable, or family purposes in per…

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Trust & Estate

2026-04-12 · 4 min read

Power of Attorney Malaysia 2026: When and How to Use It

A Power of Attorney (POA) authorises another person to act on your behalf for financial and legal matters. In Malaysia, …

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Trust & Estate

2026-04-11 · 4 min read

Joint Tenancy vs Tenancy in Common Malaysia: Property Ownership and Inheritance

How you co-own property in Malaysia determines what happens to your share when you die. Joint tenancy (right of survivor…

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Trust & Estate

2026-04-10 · 4 min read

Amanah Raya Malaysia 2026: Trustee Services and Estate Administration

Amanah Raya Berhad (ARB) is Malaysia's principal trustee organisation — a government-linked company providing profession…

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Trust & Estate

2026-04-09 · 5 min read

Business Succession Planning Malaysia: Protecting Your Business Legacy

Without proper succession planning, a family business in Malaysia can collapse within 6 months of the founder's death or…

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