Dividend investing focuses on building a portfolio of stocks and REITs that pay regular cash distributions. In Malaysia, dividends are tax-exempt for individual investors, making them one of the most tax-efficient income sources available. Here is how to build a dividend income portfolio on Bursa.
High Dividend Yield Stocks Malaysia 2026
| Stock | Sector | Dividend Yield (approx) | Note |
|---|---|---|---|
| Petronas Gas (PTG) | Gas infrastructure | 4.5% | Consistent, reliable |
| Telekom Malaysia (TM) | Telecoms | 3.8% | Growing fibre segment |
| Maybank | Banking | 5.2% | Largest bank, stable payer |
| Public Bank | Banking | 4.8% | Most profitable Malaysian bank |
| KLCC REIT | Office (REITs) | 4.5% | KLCC Towers anchor tenant |
| IGB REIT | Retail (REITs) | 5.2% | Mid Valley anchor |
| Sunway REIT | Diversified REIT | 5.8% | Well-diversified, growing |
How Much Capital to Generate RM3,000/Month in Dividends
At an average portfolio yield of 5%: RM3,000 x 12 = RM36,000/year in dividends needed. Capital required = RM36,000 / 5% = RM720,000. This is a long-term goal, but achievable through systematic DCA over 15โ20 years starting from young.
Ex-Dividend Dates and How to Capture Dividends
You must hold shares BEFORE the ex-dividend date to qualify for the dividend. Buy on or before ex-date minus 1 business day. Selling immediately after ex-date is fine for dividend capture, but the stock price typically falls by approximately the dividend amount on ex-date.
Project dividend portfolio growth with our ๐ Asset Projection Calculator.
Our editorial team specialises in Malaysian personal finance โ covering loans, taxation, insurance, EPF, and Islamic finance. Every article is fact-checked against Bank Negara Malaysia (BNM), LHDN, and major Malaysian bank publications. We reference our calculators (which use industry-standard formulas) to ensure consistency between our written content and tools. Learn more about our methodology โ